Thus far, 2023 has proven to be a resilient year with better than expected economic growth and positive market returns across developed equity markets, but the outlook is getting cloudier. Consumer spending in the US continues to be robust, business investment remains relatively strong, inflation is declining, but remains above
| FUTURE OF FINANCE Once at the forefront of digitalisation, financial institutions have fallen behind, still feeling the after-effects of the Great Financial Crisis. Established business models are threatened by the rise of newcomers, such as those in financial technology (FinTech), digital assets, and decentralised finance (DeFi). A new cycle of
In the year 1846, a community of around 300 families, seeking refuge from unrelenting religious persecution, embarked on a courageous journey from Nauvoo, Illinois, to what we now know as Salt Lake City, Utah. These intrepid individuals eventually numbering about 56,000 and known as the "Mormon Pioneers,"
It was 1943. In the midst of a world at war, a new university was created and was about to have its first day of activities. A simple ceremony was held, and when everybody was expecting an inaugural speech, the man who made it possible just said: “you should go
Over the years the perception of luxury travel and its mere definition has changed. To some, luxury travel is an abundance of recognition, private access to lesser-known places, and elevated comforts without limits. So, in our modern world where luxury knows no bounds, more and more individuals find themselves drawn
The year 2022 will be remember as a painful year for investors. It began with optimism and rapidly faded after Russia invaded Ukraine on Feb. 24. The Russia-Ukraine conflict has shaken the post-Cold War geopolitical order and roiled global markets. In the wake of Russia’s illegal annexation of Crimea
| BLOCKCHAIN AND CRYPTO: OPPORTUNITIES, AND RISKS, ARE ALIVE AND KICKING The blockchain- and crypto space is an exciting space to be in, both as an investor and as an investee company, you are right at the front of the new world! However, it also bears huge risks as 2022 has